Whether people will continue to loan them money.

Well we learned what happens.

What are you carrying?

I'm pulling out of his scheme.

And so with patient capital from Acumen and other organizations,

And the corollary of more people willing to lend, is you that the actual standards go down.

And today, less than five years in,

And so that cash ended up here.

And that was in place for a reason because you had to prove yourself worthy to get the financing.

We're now moving into East Africa.

Let's just show an example of how the actual mortgage works.

At the time, there was a microlending group in the village that gave her a 65 dollar loan.

What I want to do in this video is go over the math behind a mortgage loan.

97 percent of all the scheduled repayments came back to us on time.

It could be patents, it could be licenses.

Now, if you don't trust someone, you place restrictions on them, right?

So once again, it's just a loan to someone else.

The amount of money you get.

The bank accommodated the company with a loan.

One, two, three enterprises are put together to repay loans.

And that's the best they could do.

But the banks are still pretty confident then, and they're like, no.

Let's see what happens when n is equal to 2.

So what is our payment amount?

Papa went to the bank to ask for another loan.

So that's a very handsome return.

So the risk managers within the bank think they have a great deal.

And then if we go to, let's say, 2003.

Goldman Sachs projected 2027.

And it's really time we start thinking more creatively about how they can be fused.

And to do that, let's get a little bit more abstract.

And she wants the infrastructure it is nice with a paved road.

The standards for getting a loan went lower and lower.

Right?

On the other hand, that loan be a bad idea if I had insolvency because it would just be throwing good money after bad.

I want to get a bank loan in half a year's time what should I be doing now?

So this is the treasury yield curve.

It is generally true that if the money supply and the money supply is more than just the amount of dollars that are printed.

The money which people can take has lower interest rate, people can repay it without fear.

Joint guaranty for loans is more than an enterprise, right?

You can kind of say they keep on renewing those loans.

So this house is a 1 million house, right?

I'd like to apply for a smallbusiness loan.

But in general, hopefully, I've shown to you that we can write the loan amount as the present value of all of the payments.

And we could just say, that they have zero equity. and they have a million loan.