Now, who are they accountable to?

If you did this, more people would save more.

The amount of money you get.

What does the world want to do together?

Investment

Malibu Equity and Investments.

We need a bigger conversation, an international dialogue.

Well their intention was to take these home equity loans and put that money to work, invest it in some way.

Take Nigeria again double B minus in the league of Ukraine and Turkey.

He valued what we already had at 5 million dollars.

They're valuing these assets at 1 million.

Investing in professional development is not a cost.

As investors flee

Investing.

As investors choose to become involved based on those terms, they can either take their rewards back as cash, or they can decide in advance to give those returns away to a non profit.

Malibu Equity and Investments. Roger Van Zant.

These are the trends that are taking place.

And I'll show you why that matters in a second.

Big investors.

Investment in what?

Let me put that.

Just Manic Enough.

Consider it a capital investment.

I want investment.

The people who lent this company money made bad decisions and the equity holders of this company made bad decisions.

The Japanese government were perhaps the first, when they decided to invest first 3 billion,

Did you know that 40 percent of the wealth created in Africa is not invested here in Africa?

It's made up of 53 different countries.

And this is the important thing.

I just took the total NAV and I divided it by the shares.

So you can imagine, this is the actual amount of cash that

This is the total actual value.

Now how does that work out?

I'll give you one very dramatic example of this a study that was done of investments in voluntary retirement plans.

We said before any of this stuff on the top existed, the pre money valuation of just our idea was 5 million.

And so with patient capital from Acumen and other organizations,

By the way before we go forward, this is one point I want to mention.

EBlT in this case would be the operating profit plus this investment income.

(Laughter) Here's some advice from one of the largest investors in the United States.

He invested his money in stocks.

But he said you know Nempo...

We are now faced with these questions to answer.

isn't an unwise investment.

Peter Thiel just made an angel investment of half a million dollars.

If what we had before is worth 5 million and there were a million shares initially, then the pre money valuation