And so with patient capital from Acumen and other organizations,

The amount of money you get.

Malibu Equity and Investments.

Whether people will continue to loan them money.

Investment

Well their intention was to take these home equity loans and put that money to work, invest it in some way.

Malibu Equity and Investments. Roger Van Zant.

Well we learned what happens.

He valued what we already had at 5 million dollars.

What are you carrying?

I'm pulling out of his scheme.

They're valuing these assets at 1 million.

Investing in professional development is not a cost.

As investors flee

Investing.

Now, who are they accountable to?

And I'll show you why that matters in a second.

Big investors.

Investment in what?

And so that cash ended up here.

And the corollary of more people willing to lend, is you that the actual standards go down.

Let me put that.

Just Manic Enough.

Consider it a capital investment.

I want investment.

And today, less than five years in,

Did you know that 40 percent of the wealth created in Africa is not invested here in Africa?

And this is the important thing.

I just took the total NAV and I divided it by the shares.

So you can imagine, this is the actual amount of cash that

This is the total actual value.

Now how does that work out?

So once again, it's just a loan to someone else.

We said before any of this stuff on the top existed, the pre money valuation of just our idea was 5 million.

We're now moving into East Africa.

Let's just show an example of how the actual mortgage works.

So that's a very handsome return.

The stability this provides is giving the farmers the confidence to invest.

(Laughter)

By the way before we go forward, this is one point I want to mention.

EBlT in this case would be the operating profit plus this investment income.

(Laughter) Here's some advice from one of the largest investors in the United States.

It's a new tool for investors.

He invested his money in stocks.

But he said you know Nempo...