They say, you know what, you don't even need any down payment.

All you care about is money.

He thinks only of making money.

This is it! I'm gettin' my restaurant.

No down.

They would have said, man, we don't have to rent anymore.

Tom only thinks about making money.

And what equity would they have had in their house?

Can you save enough money for the down payment?

So you just in put it there.

Maybe they didn't have 15,000, right?

But let's say, they pay 1 million for the house.

And then if we go to, let's say, 2003.

The dwarves? They hide in mountains seeking riches.

Surf's up, metalhead!

I wouldn't lower myself to borrow money.

It would hurt my credit.

I have a metal plate in my head.

The couple wasn't able to produce the down payment for the loan.

We had a nice, simple neighborhood in 1995.

But your savings in terms of how much you have in the bank.

I cannot stop thinking of the stolen money.

I can't stop thinking about the stolen money.

She runs two of the lines, and has already saved enough money to put a down payment on her house.

But the point is, if it's a production tool, why do we have to worry about that?

That it did make sense, that the conventional wisdom that it is better to buy than rent held.

That's because your guts are made of metal, like your head.

She's got a metal plate in her head.

Well, if I borrowed 1 million, as long as and

Equity kind of takes all of the risk.

They had the standards of, we call them, conforming loans.

So you needed this is the down payment, this is one thing.

That's when I got my lesson in humanity.

Or you can see inside yourself like this, or you can see your brain like this.

Now these assumptions are so that we can make a comparison to, well, what if instead of using that down payment to buy a house, what if we actually just save that down payment, put it in the bank, and rent a house instead.

What was necessary to buy a house then?

Well, Jack, you put a gun to my head and you pulled the trigger.

It occurred to me that he must have lost the money.

And we hope that when we act on global problems in the future we will not only have the heart, we will not only have the money, but we will also use the brain.

I know.

The guy's got water on the brain.

California and Florida, of people who were making maybe 40,000 a year.

Maybe I'll do videos on each of these.

And world's exile is death, then banished Is death mis term'd calling death banishment,

Feds would RICO her and the kids out on the street. Good luck arguing with them on that. No.