You know, payors could be private companies, private insurance companies, or they could be government payors, government insurance companies like Medicare.

Credit card companies are not looking so hard at credit ratings.

Credit companies send their customers monthly bills.

Yes. And insurance companies would be included there.

We were on one of the insurance companies online.

And these entities are essentially insurance companies on debt.

If you did have health insurance, insurance companies were able to discriminate against certain patients. That was wrong.

So if you thought the credit card companies were charging a

And some of these were insurance companies, some of these were banks.

Because that's essentially what a credit default swap is, it's insurance on debt.

Yep, insurance companies. In the old days like if you go back a hundred years we didn't really have insurance.

Into this broad category fall companies that run money lending and insurance businesses.

A lot of banks did this, a lot of insurance companies did this.

That would be from the population, or maybe from the patients, to the insurance companies, that provides the money for the insurance companies to use to pay for the providers.

And in fact, some insurance companies are already beginning to think along these lines.

It was wrong to let insurance companies just jack up premiums for no reason.

The hustlers have collected application forms for loans, credit cards and refined companies.

Insurance companies can no longer impose lifetime limits on the amount of care you receive.

Insurance.

Insurance.

There are many kinds of insurance such as health insurance, fire insurance, life insurance, etc.

Insurance companies everywhere are facing hard times and have become even more tight fisted about payouts.

This is annual insurance, for things like hazard insurance, and flood insurance, earthquake insurance, or whatever insurance you need where you live.

What's interesting about Credit Default Swaps sometimes referred to as CDSes is that even though there are insurance for all purposes, they are not regulated like insurance.

See, the insurance companies went to Boeing and Lockheed, and said, Are you going to compete? No.

There are some companies that just specialize in writing collateralized sorry, in writing credit default swaps.

Then insurance!

The insurance?

My insurance?

And in the future, we're gonna look at a lot of different companies, financial companies, insurance companies, natural gas pipeline companies, that will have very different looking income statements, but this gives you the general template for how things work.

Credit

Give credit where credit is due.

They may get part of your credit card, they may get your national insurance number... ...anything they can find.

All companies die, all companies.

Once states set up these health insurance marketplaces, known as exchanges, insurance companies will no longer be able to discriminate against any American with a pre existing health condition.

And the insurance companies themselves, they're not doing this, you know, just out of the goodness of their hearts.

Big insurance agent.

We've no insurance.

I sell insurance.

An insurance policy.

We have insurance.

An insurance swindle.

So the company insured itself against loss by betting that what they're selling would fail using, what's called, credit default swaps through giant insurance agency AlG, the world's biggest insurance agency.

Impose limits on what credit card companies can charge in interest and on what they can charge in fees.

This insurance covers everything.