And in the mean time, personal savings absolutely plummeted.

What we're seeing is an uptake in the savings rate.

It's not just numbers on a piece of paper.

He's given a control that allows him to adjust his savings rate.

This is something I call the 50 20 paradox.

What's this building?

And what I'm going to talk about today is Save More Tomorrow.

So we're starting to pay for things with money that we have.

So this is a timely problem.

You assume too much.

It's not even sustainable economically.

And slowly, slowly we're bringing it up to a moderate savings rate.

Tom is overconfident.

He is overconfident.

You guys in the suits get lost.

Holding down the right flank of the OECD, all the way on the other side, is Greece.

There are three reasons why this is the case.

It's just your pride speaking.

There was nothing to buy, unless you wanted to buy some rivets. Right?

Because I kind of view that as a reference point.

Until we get to this point right here, where everything starts blowing up.

Let me just put it into my mattress.

Well, think about smoking, for example.

I still have some money saved! I'm prepared for hard times.

There are challenges. There are challenges.

You're one of those egotistical smart alacks with big ideas.

Keep something for a rainy day.

You'd rent a smaller home.

Where maybe I saved 5, but someone else borrowed 5.

In an emergency you can fall back on your savings.

Put by money for the future.

Do you know what this was right here?

I don't dividend it out to the shareholders. I just keep that.

It says right on the back here,

The poor man, he was on homeopathic medicine.

A flaw more and more common among Jedi.

In an emergency you can fall back on your savings.

It should be noted, of course, that the United States and the U.K. are the next in line.

Tom is a bit conceited.

Because can you imagine everything boiling?

Let's give an example of where we think this is going to go.

They've run out of good sites.

Well...

The European Union ETS is the main marketplace.

Now even after all of this granular level of control, do futureless language speakers seem to save more?