let's see those zeros cancel out, this zero cancels out, they're getting, over the life of the policy, 1 dollar in premiums for every 100 dollars in insurance.

So one way to think is they get 1 dollar in premium for 100 dollars insurance or if they had 100 Sals they get 100 dollars in premium and the only way they would break even is if only one of those Sal's dies.

How much is the premium?

Put it at 0 if you don't.

Nobody was processing the credit cards.

I chose to crash this party myself.

We found that there is no information about freight or insurance in your quote.

I just realized that I didn't answer a question that might be burning in your brain because in whole life we talk about the scenario

Does he have insurance?

Doctors have to carry liability insurance just in case they make a mistake and hurt their patients.

That's the name of the policy, and if you were to die.

look if you pay a premium if you pay a premium every year of five hundred dollars of the .... the word premium litterally just means the amount that you would pay every year

So I go to the insurance agent and the insurance agent says

Ah, what kind of insurance do you have, Mr. Haskell?

We've sent the paperwork to your insurance.

You pay the same.. I would call it very high premium your entire life and so earlier on in your life when you're thirty or forty or fifty.

He insured himself for a rainy day.

Do you have medical insurance?

So the insurance company will figure out those probabilities and charge you slightly more a larger amount but regardless anyway you look like, anyway you look at it... at a term policy fade fix premium for fixed term.

But maybe when you become seventy if you were seventy years old and you were asked for term life policy what you might not even be able to get one or if you if you were able to get one their will charge you huge premium.

But is this really about work? or about tax revenues?

Whoever heard of anything happening to a bridge?

He comes up and buys whole life, term, fire, auto, dental, health with the optional death and dismemberment plan.

We have insurance.

Do you have a private medical insurance policy?

This is the case where you have 100 Sals, 100 people who are pretty similar to me, 100 Sals.

The insurance on his violin costs 200 a year.

We've won a bunch of awards.

That's the point. He collects 100 percent from the insurance.

Blame high fuel costs, blame insurance premiums, blame technology.

Early on the first year premium using of that kind of just goes to the insurance company

Told you I was on top of it.

I have life insurance.

They can no longer jack up your premiums without reason.

The one way to think about it is to think about what's the total premiums they're getting over the life of this policy divided by how much they are insuring me for.

He's trebled his crop income, more food for the family and more money for the family.

So you probably would have been back definitely would have been better off and if this was your point if you wanted to save some and stil have life insurance for a fixed amount of time.

Hardworking people out there sometimes two jobs, three jobs still don't have health insurance.

Make sure you save the receipt.

You're guaranteed to get your 102 back, especially if it's

They don't even give me dental.

In the term life case once you become sixty or seventy and insurance companies charge you a lot higher of premium to insure you for this amount, because they think there is a high probability that they would have to pay it off.

Do you have insurance? If you do, you could always use more.

He's insured.

A lot of banks did this, a lot of insurance companies did this.